Position: Assistant Officer Credit
Habib Canadian Bank (HCB), a wholly owned subsidiary of Habib Bank AG Zurich, began its operations from Mississauga on March 22, 2001. HCB is a member of the Canadian Deposit Insurance Corporation. Habib Canadian Bank places a high emphasis on personal service. The Bank provides a comprehensive range of commercial and personal banking services and products designed to cover the needs of all its customers from small saver to the larger international corporations. Applicants should be mobile to Brampton, Mississauga and Scarborough Branch Locations. This position is for future staffing needs, start date and employment details to be confirmed with the successful candidate.
Applicants should be mobile to Brampton, Mississauga and Scarborough Branch Locations. This position is for future staffing needs, start date and employment details to be confirmed with the successful candidate.
Job / Position Summary:
Underwriting of new credit applications and renewal of existing credit lines in accordance with established policies and procedures with optimal customer service
Key Responsibilities & Main Duties:
- Underwrite new and existing loan applications by accurately analyzing financial statements, identifying borrowing causes, determining appropriate collateral requirements and their valuations to develop credit proposal for presentation to approving authorities
- Review the loan portfolio annually to ensure the successful renewals of the existing loans including commercial and residential real estate financing
- Ensure implementation of all credit risk policies and procedures as approved by HCB to effectively manage credit, operational and regulatory risk
- Develop and maintain professional relationships with HCB's existing and potential customers ensuring delivery of excellent customer service as well as with lawyers and inspectors
- Ensure all credit information of the approved proposals is accurately entered in Hplus for proper disbursement of loan and security documents
- Assist in the preparation of daily, weekly, monthly, quarterly and annual reports for Management, Group reporting and OSFI to ensure accurate and timely delivery
- Prepare and dispatch loan and security documents and contact lawyers to ensure receipt of executed security documents
Any other job duties as required by management
Job Specifications (Minimum Requirements):
Academic Qualification(s): Undergraduate in Business/ Finance or related field
Relevant Experience: 3-5 years
Industry
Employment Type
Full-time - Contract
